Universal Routing Number

What is the Routing Number for Universal Bank Wire Transfers?

The Universal Bank routing number is a unique numerical code consisting of nine figures. It helps to specify the branch or financial institution to carry out various financial transactions. The Universal routing number depends upon the type of wire transfer. If you want to conduct an international wire transfer, you will need a SWIFT code, To verify the routing number, you can also use our Universal Routing number checker tool.

Which Universal Routing Number Do I Need?

Universal has different routing numbers for different types of transactions. The Universal bank routing number you need depends on your requirements. As mentioned below,

For Domestic Wire Transfers: If you want to conduct wire transfers using your Universal account within your country, you will need a specific Universal routing number. Just note that the Universal routing number for wire transfer might be different from the one printed on your checks. So if you want to look up the Universal routing number, feel free to use this Universal Routing Number Search tool.

For Direct Deposits and Electronic Payments: You are given a specific Universal routing number for setting up direct deposits or electronic payments such as paper checks or online bill payments.

For Paper Checks: There is a Universal routing number printed on the left corner at the bottom of the check that is used for paper transactions such as for drawing checks.

For International Wire Transfers: If you want to receive or send international wire transfers within your Universal account, you will need a specific Universal bank routing number, and in addition, you will also have to provide a SWIFT Code.

So, identify your requirements and select the Universal routing number accordingly. We always advise you to verify your Universal routing number using the routing number checker if you are unsure.

How to Find My Universal Routing Number Offline?

You can easily find out the Universal routing Number offline on your bank statement, on the Check leaf/ Chequebook, or you can simply visit the bank’s branch in person.

Why Do I Need a Universal Routing Number?

If you hold an account at Universal bank and you wish to perform financial transactions such as setting up direct deposits, online bill payments, domestic or international wire transfers, ACH transfers, tax refunds, setting up automatic payments, or receiving payments, you will need your Universal bank routing number.

How to Find the Routing Number of Universal Bank Online?

If you want to find out the routing number of Universal Bank online. You have two handy options.

• Visit the Universal bank’s official Website.
• Using our Universal Routing number search tool.

Finding a routing number of Universal Bank using our routing number search tool is just a matter of a few clicks, look how.

Step: 1 Go to access the routing number search tool.

Step: 2 Select the Universal Bank from the list.

Step: 3 Select your preferred state and city from the drop-down menu

Step: 4 You will see the Universal routing number right on your screen

Step: 5 Choose your routing number and get detailed information linked to it.

Where to Find the Routing Number of Universal Bank on the Cheque?

You might wonder how to find the Universal routing number on the cheque. It is very quick and easy. You will find the Universal 9-digit routing number printed on the left-hand corner at the bottom of your cheque. Don’t get confused between the Universal routing number and the account number. The Universal Bank routing number is simply comprised of nine digits. In the middle, you will see the Your Universal Bank account number and check number at the end.

How Do I Find My Routing Number on the Universal App?

• First of all, open the Universal Bank Application.
• Login to your account.
• Go to ‘Account Overview’
• Select ‘Account’ from the menu.
• Click on ‘Account Details’.
• You will see the nine-digit Universal routing number in your details.

How to Confirm the Routing Number for Universal on Your Own?

If you are unsure and want to validate the Universal routing number on your own, then visit our website and click on ‘Validate Routing Number’ to verify Universal Routing Number. Enter the Universal routing number you want to confirm. Once you click on submit, it will bring forward all the details related to your Universal Routing Number and you can directly cross-check it.

Can Routing Numbers for Universal Change?

The routing numbers for all Universal Bank accounts are not easily changed. This may change in certain cases such as due to the acquisition or merger, technology upgrades, compliance and regulatory requirements. Before making any critical transactions, make sure to check routing number of your Universal Bank.

Can the Universal Routing Number Be Used for International Wire Transfers?

Yes, there is a unique routing number for international wire transfers for Universal Bank. You can find the routing number for Universal on the official website of Universal Bank or on the routing number search tool.